FINANCIAL PLANNING
The goal of financial planning is to help you achieve your desired lifestyle, ensure longevity with your wealth and create your preferred legacy. In short, your someday. To accomplish this, we ask questions…lots of them…until we can create a plan for your finances rooted in your goals, values and vision.
FINANCIAL PLANNING OVERVIEW
We know your needs, goals and vision may change over time, so we approach financial planning as a dynamic, ongoing process designed to accommodate the inevitable changes.
FINANCIAL PLANNING INCLUDES:
We get to know you deeply and learn what matters most to you and your family as you articulate your vision for your desired lives. Your answers form the basis of your financial plan so careful attention is paid to understanding your objectives, motivations, goals and values.
Current Position: We provide you with a balance sheet and cash flow statement detailing your current net worth, income streams and expenses. These statements are updated regularly to track progress toward overall goals and to identify areas in your financial plan that need attention.
Future Position: Armed with your financial documents and goals, we generate cash flow reports, net worth statements and Monte Carlo simulations to forecast your future financial position. The most important and critical part of this process is our ability to run different “what if” scenarios.
Children and grandchildren grow up so fast, and we help their college funds grow along with them. With our help and the proper strategy, you will be prepared for any acceptance letter.
Insurance products are used to manage risk from sudden, unexpected events. We review your life, disability, liability/umbrella and long-term care policies to ensure you are properly covered in case of unforeseeable circumstances.
Since we do not sell products or earn commissions, our recommendations are sized according to your needs.
Money is the fuel that helps you achieve your financial goals. We review your investments to determine if the portfolio's earnings, growth and diversification are consistent with your objectives and risk tolerance.
We work with your CPA to ensure that you are maximizing tax savings consistent with your planning objectives. If you do not currently work with a CPA, we can provide a recommendation.
Retirement planning is more than simply ensuring that you will not outlive your money; it is also about how you will make your retirement years fulfilling and enjoyable. We work with you to develop a plan for retirement and make recommendations to address any gaps.
We collaborate with your estate planning attorney to create an estate plan built around your goals and values, one that not only minimizes taxes, but secures the well-being of those you love and supports the causes you care about.
GOALS
FINANCIAL POSITION
Education Planning
RISK MANAGEMENT
INVESTMENT PLANNING
TAX PLANNING
RETIREMENT PLANNING
ESTATE PLANNING
FINANCIAL PLANNING INCLUDES:
We get to know you deeply and learn what matters most to you and your family as you articulate your vision for your desired lives. Your answers form the basis of your financial plan so careful attention is paid to understanding your objectives, motivations, goals and values.
Current Position: We provide you with a balance sheet and cash flow statement detailing your current net worth, income streams and expenses. These statements are updated regularly to track progress toward overall goals and to identify areas in your financial plan that need attention.
Future Position: Armed with your financial documents and goals, we generate cash flow reports, net worth statements and Monte Carlo simulations to forecast your future financial position. The most important and critical part of this process is our ability to run different “what if” scenarios.
Children and grandchildren grow up so fast, and we help their college funds grow along with them. With our help and the proper strategy, you will be prepared for any acceptance letter.
Insurance products are used to manage risk from sudden, unexpected events. We review your life, disability, liability/umbrella and long-term care policies to ensure you are properly covered in case of unforeseeable circumstances.
Since we do not sell products or earn commissions, our recommendations are sized according to your needs.
Money is the fuel that helps you achieve your financial goals. We review your investments to determine if the portfolio's earnings, growth and diversification are consistent with your objectives and risk tolerance.
We work with your CPA to ensure that you are maximizing tax savings consistent with your planning objectives. If you do not currently work with a CPA, we can provide a recommendation.
Retirement planning is more than simply ensuring that you will not outlive your money; it is also about how you will make your retirement years fulfilling and enjoyable. We work with you to develop a plan for retirement and make recommendations to address any gaps.
We collaborate with your estate planning attorney to create an estate plan built around your goals and values, one that not only minimizes taxes, but secures the well-being of those you love and supports the causes you care about.
OUR APPROACH TO FINANCIAL PLANNING
OBJECTIVE ADVICE
As your financial fiduciary, we have a legal responsibility to put your needs first. We are free from any conflicts of interest as we do not receive commissions, referral fees or compensation from other sources. Our sole priority is you.
COMPREHENSIVE ADVICE
Financial planning is more than getting a return on investments. It is more than the creation of a retirement plan, and it goes well beyond managing finances. It is the integration of all aspects of your financial life in the service of your goals and values.
PERSONALIZED ADVICE
You are unique with your own objectives, goals and values. As such, we tailor our plans to your specific needs. There are no cookie-cutter plans. We provide you with personalized recommendations based on your individual situation.
OTHER SERVICES
INVESTMENT
CONSULTING
Protect and grow your wealth with our goal-focused and planning-driven investment strategy intended to minimize risk and maximize returns.
RELATIONSHIP
CULTIVATION
Achieve optimal outcomes through a trusted relationship built on our understanding of behavior finance and commitment to compassionate communication.
PROJECT BASED
FINANCIAL PLANNING
Meet with a CERTIFIED FINANCIAL PLANNER™ professional to get guidance on your highest-priority questions without a full commitment.
READY TO TAKE THE FIRST STEP?
We look forward to meeting you and hearing how we can help you.