TRANSITIONS
Someday will come. Whether you have planned for it or are taken by complete surprise, you have a life ahead of you that can be greater and more rich than you may be able to imagine, and we want to help get you there.
TRANSITIONS OVERVIEW
HOW WE HELP
Change is inevitable. Some change is welcome and celebrated and other change is met with sadness and fear. Change tends to have a ripple effect, especially in your financial plan. But there is also opportunity in the hardship. No matter what you are experiencing in your life, we help you navigate your new situation by creating a defined, comprehensive plan centered on your goals, values and vision. With a solid, strategic plan to see you through, you will not just overcome the roadblocks that transitions can bring — you will thrive. We understand that the challenges facing you right now are unique, but we believe that you will benefit by having us as a trusted partner, walking right by your side as we educate and empower you so that you feel confident making difficult financial decisions. We want to help you get to the rich and full life ahead of you.
OUR CLIENTS
Most of our clients share a common attribute: they are women and families planning for or currently undergoing a life transition. If this matches your circumstances, we would be honored to guide you through this transition.
WHO WE SERVE
DIVORCE
WOMEN FOCUSED
Separation or divorce can have a major impact on your goals and plans. We partner with you throughout the process to protect your interests, redefine your objectives and empower you to take control over your future financial well-being. We work collaboratively with your network of professional advisors to adjust your tax and estate strategies and ensure they work in tandem with your newly refocused financial and investment plan.
FREQUENT QUESTIONS
- My spouse handled the finances, and I am at a loss. Can you help?
- Will I be able to support myself now that I am single?
- How do I ensure that I am making smart financial decisions as we separate and begin divorce proceedings?
- How do I reevaluate my personal finances after divorce?
LOSS OF PARTNER
WOMEN FOCUSED
Losing a loved one is an emotionally taxing and life-altering experience. Whether you are dealing with a current loss or want to plan proactively for the future, we help you navigate a smooth transition. We support you during this challenging time as you make complex decisions regarding your estate, assist in carrying out your loved one’s final wishes or requests and evaluate your financial goals and plans to ensure that you stay on track with your long-term goals.
FREQUENT QUESTIONS
- My partner handled the finances, and I am at a loss. Can you help?
- Will I be able to support myself now that I am single?
- How do I best carry out my loved one’s wishes and requests?
RETIREMENT
WOMEN + FAMILY FOCUSED
Compared to previous generations, women today are living longer. This makes proactive retirement planning paramount to you and your family’s future financial success and security. We assess your investment strategy and project the amount required to maintain your ideal lifestyle and fund expenses like health care and long-term care. We also provide distribution planning and introduce tax-aware withdrawal strategies to help you sustain a strong, solid income stream during retirement.
FREQUENT QUESTIONS
- Can I afford to retire? How much can I take from my portfolio on an annual basis?
- Can I rely on Social Security, and if so, when should I start taking my benefits?
- As a woman, how might my increased life expectancy and potentially lower lifetime earnings impact my retirement plan?
- I am worried about adjusting to the loss of my salary. Can we discuss?
EMPLOYMENT CHANGE
WOMEN + FAMILY FOCUSED
Pursuing a new job or career path can be fulfilling and exciting, filled with new opportunities for professional growth and success. Before you take the leap, it is essential to take appropriate, proactive steps to ensure that you have planned for all potential outcomes. Through interactive planning sessions, we break down your spending and cash flow, evaluate your investment strategy and reassess your retirement plan to ensure they reflect your new goals and career journey.
FREQUENT QUESTIONS
- What are the risks, trade-offs and costs associated with pursuing this new venture?
- How will this impact my current financial plan? Do I need to modify my goals?
- How will this affect my daily cash flow and budget?
- I am starting my own business. How long can I forgo a salary and live off of my savings?
INHERITANCE
WOMEN + FAMILY FOCUSED
A financial windfall can bring major changes to your financial plan, often resulting in additional or unfamiliar complexity. An increased sense of responsibility as to how best to steward these resources can also surface. We work collaboratively with you to develop a wealth management strategy that is tailored to address potential challenges and unique opportunities as you fulfill both your loved one’s final wishes and your own future goals in light of your new reality.
FREQUENT QUESTIONS
- How do I make the most of my newfound wealth?
- How do I ensure that the inheritance I am receiving is properly managed?
- How should my short- or long-term goals change, if at all?
- How much can I spend now versus save for later?
- I feel a great sense of responsibility to be a good steward of these resources. Can we discuss?
WHAT WE OFFER
Our full-range of services answers where you are, where you want to be and how to most effectively get there.
READY TO TAKE THE FIRST STEP?
We look forward to meeting you and hearing how we can help you.